July has come to an end, without the 3300 points spoken of by the Shanghai uncles, without the stock price limit up of CITIC Securities, only the lukewarm volume contraction fluctuations during the Olympic Games.

In the past few days, for some unknown reason, the circle of friends has turned into a stock market complaint and a "who's worse off" competition.

Apart from those diligent investment consultants and securities staff, who are still working hard to find hot spots and recommend stocks to people everywhere, the retail investors have already completely given up.

There are also some people who are "showing off wealth" in the circle of friends, most of them are doing a simulated account, which is quite malicious.

Because some people around who really made money, they would never do such a "stupid thing", posting their own gains in the circle of friends.

Retail investors not only need to guard against the big A, but also need to guard against fraudsters.

Yesterday, the first retail investor who went bankrupt due to financing appeared in the circle of friends.

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This is definitely not the first one this year, there should have been quite a few in early February.

But in the past few months, this is the first one.

I remember talking to him in March, telling him to reduce his position in May and stop playing, this year is particularly dangerous.It's estimated that this matter has long been forgotten, and it's almost impossible to get a gambler to stop.

After a few simple words of comfort, I learned some basic information.

In the past three years, a total of 130 were tossed away, and before he told me it was more than 70 losses, only a few months have passed, and I don't know how the losses occurred.

He said he participated in the game of delisted stocks and exhausted his last capital.

But as far as I know, financing cannot buy ST stocks.

Anyway, the result and process are no longer important, and the result has already returned to zero.

Late at night, I posted a message on my circle of friends, "Guard the principal and survive the winter."

As a result, I received a lot of likes and comments, including one that said, "I can't survive the winter, the principal is gone."

I remember this brother, we also talked last year, and the principal was more than 200,000 at that time.

This amount of capital is not available for financing, and without leverage, how could the principal be gone.I thought he was also a victim of Guanghui Automobile, but later found out it was not the case.

It turned out that at the beginning of the year, he felt that the bull market seemed to be coming, so he took a loan of 200,000 yuan to replenish his position.

As a result, the funds for the replenishment entered in March, and by the beginning of July, his account had plummeted from 380,000 yuan to only 200,000 yuan.

In the end, his family persuaded him not to play anymore, to repay the loan, otherwise he would become indebted, and even his wife proposed to divorce.

In order to preserve the family, he chose to clear the position with one click, and after repaying the loan, the principal was zero.

I asked him if he would still invest in stocks in the future?

He said, first live a few years of peaceful life, stabilize the family, earn some money to get some principal, and he will not invest in stocks in the short term, at least for two or three years.

A rough calculation, alas, it is likely to be the end of the bull market and the beginning of the bear market in these two or three years.

A few days ago, I also met a senior who had a principal of 500,000 yuan, and it was left with only 150,000 yuan, and he was ready to give up.

Doing short-term trading, short-term trading loses money.Switched to long-term investments, bought batteries, but ended up experiencing a 50% drop in value.

In May, there were still 25, but by the end of July, only 15 were left.

Having been in the market for two years, I initially made some money, but now I'm down 70%. I'm not feeling well at all, and it's already affecting my meditation practice.

Many times, it's not just about losing money, but it's affecting physical and mental health, and affecting my normal life.

In the past three years, very few retail investors who entered the market can really make money, less than one in ten.

There are too many filling the pits in the bear market, and many have started in hell mode as soon as they entered.

At the end of 2021, a friend bought Longi Green Energy at 100 yuan per share.

I told him that the stock had already increased by tens of times, which was a bit expensive.

He told me that Longi is the second Ningde, and it will rise to more than 500 yuan.

Later, the stock price went through a rights issue, and then fell to around 50 yuan, and he took out hundreds of thousands of private money to cover the position.Later on, when Longi's stock price fell to 35 yuan, he used the extra 1.2 million from the house exchange to replenish his position.

Later, it fell to 30 yuan, 20 yuan, and the lowest was just over 12 yuan.

Even the part bought at 35 yuan was only left with 1/3, let alone the money invested before.

When Longi's stock price broke through 15 yuan, he said to me, be a shareholder steadily, hoping for a chance to turn around in the future.

In the circle of friends, there are hundreds of thousands of retail investors, so every day when you browse the circle of friends, you can see the faces of all living beings.

Even if some people don't post anything related to stocks in their own circle of friends.

As long as you share something related to stocks, he will comment more or less, expressing his own opinion.

The freedom of speech in the circle of friends may be the last space left for retail investors by the big A.

Like in public media such as headlines, many words will actually be blocked by the official, only the commenter can see it, others can't see it.In fact, for retail investors, losing money is one aspect, but more often, the psychological pressure is immense.

Our bear market cycle typically lasts for 3 to 4 years.

In the first year, many people are still dreaming in the bull market, and the impact of losing money on them is not significant.

By the second year, when they realize the problem and the losses increase further, they can no longer withstand the pressure.

But they all think about enduring it, after all, it has fallen so much, it will eventually get better.

When it comes to the third year, the psychological blow is imminent, and they start complaining about various market issues, venting emotions together online.

By the fourth year, it's a state of despair.

And each bull market emerges after weathering the storm and breaking the last mentality of retail investors.

Whether it's 998, 1664, 1849, or 2440, they are all similar.

Therefore, the test of body and mind is particularly unbearable.Although not everyone, there are always some people who fall before dawn.

However, the night before this dawn is very long, long to the point of being unimaginable.

Therefore, before entering the stock market, one must first understand the bull and bear cycle and be mentally prepared.

Otherwise, it is absolutely impossible to endure this long process.

Losses, fluctuations, and time cycles are all inevitable experiences in a bear market.

Especially when negative energy gathers together, it is easy to destroy an individual's trading mentality.

A strong inner self and sufficient psychological construction are very important.

It doesn't matter to lose money, but the inner wall must not fall, otherwise, it is easy to crush oneself.

We all hope to make money by investing in stocks, but we also know that the number of people who make money from investing in stocks is a minority.

Because the ideal of buying low and selling high often turns into buying high and selling low in reality.Even stubbornness and stubbornness are worthless and meaningless in the A-share market.

Comparing misfortunes cannot solve the problem, because there are also many people who lose everything in the bear market. Emotional venting can only make oneself feel comfortable for a while, but it cannot solve the essential problem.

The stock market is a kind of practice, making money is just the result of the practice, and everyone is on the road of practice.